Get Approved for a Real Estate Loan

Without W2s, Tax Returns, or Personal Income Checks

Traditional mortgages are holding investors back—but there’s a faster, easier way to qualify. No W2s. No tax returns. No income proof. Just rental income

Struggling to get approved for a mortgage?

Traditional lenders deny investors all the time because they require income proof, tax returns, and W2s. But if you're self-employed or investing through an LLC, you don’t have those

The result?

  • Banks say “NO” even when you can afford the loan.

  • You’re stuck renting or missing out on great investment deals.

  • Your portfolio growth is slowed down by outdated lending rules.

It’s NOT your fault. The system is built for 9-to-5 workers—not investors

It’s NOT your fault. The system is built for 9-to-5 workers—not investors

Here’s the truth: You DON’T need tax returns, W2s, or pay stubs to get approved

You just need a property that cash flows.

Introducing the Debt-Service Coverage Ratio (DSCR) Loan –

a mortgage designed specifically for investors.

The loan is based on the property’s rental income—not your job income.

If the property cash flows,

you can qualify.

Buy in your personal name or

LLC—your choice.

Thousands of investors are using DSCR loans to scale faster. Want to see if you qualify?

With a DSCR loan, you can:

  • Qualify without W2s, pay stubs, or tax returns.

  • Buy as an LLC and protect your assets.

  • Use rental income to scale your portfolio faster.

  • Get approved in days—not months.

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Committed to giving you all the support and guidance you need to find the right mortgage options for you and your family.

Frequently Asked Questions

Aren’t interest rates higher for DSCR loans?

Yes, they’re slightly higher—but you avoid income verification headaches and get approved faster. Plus, your rental income covers the payment anyway!

Do I need a high credit score?

No! A 620+ score is enough to get approved with many lenders.

I’m a first-time investor. Can I use a DSCR loan?

Yes! DSCR loans are perfect for new investors starting their portfolio.